medical Benefits
AveNew offers a range of employer-sponsored medical plan options designed to fit different budgets and meet the needs of employees and their families. From essential preventive care to more comprehensive coverage, our group plans provide access to the care people need, when they need it, with flexibility and choice at every level.
For more information, contact us at (877) 628-3639 or by email at benefits@healthavenew.com
Minimum Essential Coverage
The MEC plan is basic health coverage that the federal Affordable Care Act (ACA) requires most employees to have. The goal of the ACA is to make sure everyone has access to important preventive care, like annual checkups, screenings, and vaccines, so health problems can be caught early.
Because of this federal requirement, all eligible employees are automatically enrolled in the MEC plan unless they waive it by showing they already have health insurance somewhere else, such as through a parent, spouse, or another job.
The MEC plan is not major medical insurance, but it does provide the essential preventive services you need to stay on track with your health.
Minimum Value Plan
AveNew offers a major medical plan known as a Minimum Value Plan (MVP). This affordable plan meets federal Affordable Care Act (ACA) standards for covering regular doctor visits, urgent care, hospital services, and other important medical needs.
Under the ACA, employers must offer an MVP plan to all eligible employees so everyone has access to more complete medical coverage if they choose it.
While the MEC plan provides required preventive care, the MVP plan goes further by helping pay for everyday medical care and unexpected health issues, giving you stronger protection and lower out-of-pocket costs when you need treatment.
Major Medical & Dental Insurance
In addition to MEC and MVP options, AveNew provides access to comprehensive major medical plans and dental plans through employer-sponsored group coverage. These plans are designed for individuals and families who want broader protection and more traditional health insurance coverage.
Major medical plans typically include coverage for doctor visits, hospital stays, prescription drugs, preventive services, specialist care, and more. They also provide financial protection against high-cost medical events, with defined deductibles, copays, and out-of-pocket maximums.
AveNew works with a range of trusted carriers to offer plan options that align with your organization’s budget while giving employees meaningful, reliable coverage. Whether offered on a standalone basis or alongside other AveNew solutions, major medical plans ensure employees and their families have access to comprehensive care and peace of mind.